My father was Tony Latell, an Italian immigrant, who came alone to America at the age of 17. Like most immigrants, he struggled, earning a few extra bucks making and selling wine at $2.00 per gallon during the days of prohibition.
Tony had injured his back in an industrial accident and required wearing a brace. One crowded Sunday morning at Mass, he was not wearing his brace, felt faint, went out to the front entry, sat on a low rail, passed out, fell 6’ and broke his neck.
He was only 52. Fortunately, his expenses were covered by the Ohio Industrial Commission. Dad lived 25 years residing in Northside Hospital, Youngstown, Ohio. After the initial shock and recovery, Tony accepted being a quadriplegic. Although lacking in schooled education, he was an intelligent and outgoing person. Everyone knew Tony. Having a motorized wheelchair and able to get around, he was an inspiration to many who came in feeling sorry for themselves. In the hospital, Tony started a television rental business. This made him more money than he knew what to do with.
For me, after my return to civilian life, my father’s money helped get me started as a designer, builder and developer. And now what does Tony have to do with my case? I’ll fill you in soon.
For 4 years, my team and I tried to get the Fannie Mae loans service agreement by:
A. Request, during foreclosure, by John Agnew to Fannie Mae attorney, Lawrence Rochefort. Refused.
B. When requested by John Agnew, acting as Frank Latell’s foreclosure attorney in Civil Court, the Court granted it only if Fannie Mae came after Frank Latell for a deficiency.
C. Requested by Frank Latell when acting as self-representation. Refused.
D. Requested by John Agnew when acting as Frank Latell’s (Plaintiff) attorney. Refused.
E. Requested by Matthew Toll when acting as Latell’s attorney. Refused.
F. Peter Triano’s deposition, 56/4-15, “There is a live platform that Fannie Mae has as their guidelines. It’s a very long owner’s document that is a continually updated live document. So it’s not like you can print, you know, print out chap — you know, version, you know, for 2005 and, you know, that was what you had. It’s a live document, continuously evolving.” An evasive answer and will prove to be one of many lies.
G. On February 23, 2016, I (Plaintiff) filed with the Court to compel the third request for production from Santander (Defendant) copies of any servicing agreement between the Santander/Sovereign Bank and Fannie Mae related to the servicing of the loans at issue in this matter. Santander Bank argued that the documents requested are protected from disclosure based on the work product privilege.
Now, back to my dad. Since my father’s passing, I have been surprised and blessed to have him, who I believe is my angel, wake me up at night, remind me of stuff and tell me to get up and go write it down because, “Frank my boy, you’ll never remember it in the morning!”
Anyway, it’s okay if you don’t believe in angels, but I do.
In the meantime, curiosity got the best of me and I went on the Internet for information on angels.
Are angels and humans alike?
No, angels do not marry or reproduce like humans. (Calm down, Dad.)
What is the job description of angels?
We don’t know whether every angel carries out the same tasks or whether some of them specialize in certain areas.
This last answer really got my attention, because as my ‘Angel, Chief of Staff,’ one day in 2016, Tony downright forced me to stay at my computer and type in: Fannie Mae service guide.
The first thing up: Fannie Mae 2010 Servicing Guide Update Part VII and Part VIII. The guide was dated April, 2010 – the exact month and year I stopped payments!
Peter Triano, loan servicing officer of Santander Bank, and Lawrence Rochefort, Fannie Mae foreclosure attorney, knew what the Fannie Mae guide required and made every effort to keep this guide from me and my attorneys and the Fannie Mae servicer never did get us a copy of the loan service agreement.
Bailout Conspiracy: They Stole Your Money 